@import"https://fonts.googleapis.com/css2?family=Playfair+Display:wght@600;700&family=DM+Sans:ital,opsz,wght@0,9..40,400;0,9..40,500;0,9..40,600;1,9..40,400&display=swap";:root{--color-navy: #0F2B5B;--color-navy-dark: #081C3D;--color-navy-light: #1A4080;--color-teal: #00C2A8;--color-teal-dark: #009E88;--color-teal-light: #E0F7F4;--color-bg: #F8F9FB;--color-bg-card: #FFFFFF;--color-text: #1A1A2E;--color-text-muted: #5A6173;--color-text-light: #8D95A8;--color-border: #E2E6EF;--color-border-dark: #C8CED9;--color-white: #FFFFFF;--color-success: #10B981;--color-warning: #F59E0B;--color-error: #EF4444;--font-heading: "Playfair Display", Georgia, serif;--font-body: "DM Sans", system-ui, -apple-system, sans-serif;--text-xs: .75rem;--text-sm: .875rem;--text-base: 1rem;--text-lg: 1.125rem;--text-xl: 1.25rem;--text-2xl: 1.5rem;--text-3xl: 1.875rem;--text-4xl: 2.25rem;--text-5xl: 3rem;--text-6xl: 3.75rem;--leading-tight: 1.25;--leading-snug: 1.375;--leading-normal: 1.5;--leading-relaxed: 1.625;--tracking-tight: -.02em;--tracking-normal: 0em;--tracking-wide: .025em;--tracking-wider: .05em;--space-1: .25rem;--space-2: .5rem;--space-3: .75rem;--space-4: 1rem;--space-5: 1.25rem;--space-6: 1.5rem;--space-8: 2rem;--space-10: 2.5rem;--space-12: 3rem;--space-14: 3.5rem;--space-16: 4rem;--space-20: 5rem;--space-24: 6rem;--space-32: 8rem;--radius-sm: 4px;--radius-md: 8px;--radius-lg: 12px;--radius-xl: 16px;--radius-2xl: 24px;--radius-full: 9999px;--shadow-sm: 0 1px 3px rgba(15, 43, 91, .08), 0 1px 2px rgba(15, 43, 91, .04);--shadow-md: 0 4px 12px rgba(15, 43, 91, .1), 0 2px 4px rgba(15, 43, 91, .06);--shadow-lg: 0 10px 30px rgba(15, 43, 91, .12), 0 4px 8px rgba(15, 43, 91, .06);--shadow-xl: 0 20px 48px rgba(15, 43, 91, .16), 0 8px 16px rgba(15, 43, 91, .08);--shadow-teal: 0 4px 16px rgba(0, 194, 168, .3);--transition-fast: .15s ease;--transition-normal: .25s ease;--transition-slow: .4s ease;--container-max: 1200px;--container-narrow: 800px;--header-height: 72px}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;font-size:16px}body{font-family:var(--font-body);font-size:var(--text-base);line-height:var(--leading-normal);color:var(--color-text);background-color:var(--color-bg);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}img,svg,video{display:block;max-width:100%}input,button,textarea,select{font:inherit}p,h1,h2,h3,h4,h5,h6{overflow-wrap:break-word}ul,ol{list-style:none}a{color:inherit;text-decoration:none}button{cursor:pointer;border:none;background:none}h1,h2,h3,h4{font-family:var(--font-heading);line-height:var(--leading-tight);letter-spacing:var(--tracking-tight);color:var(--color-navy)}h1{font-size:clamp(var(--text-3xl),5vw,var(--text-5xl));font-weight:700}h2{font-size:clamp(var(--text-2xl),3.5vw,var(--text-4xl));font-weight:700}h3{font-size:clamp(var(--text-xl),2.5vw,var(--text-2xl));font-weight:600}h4{font-size:var(--text-xl);font-weight:600}h5{font-size:var(--text-lg);font-weight:600;font-family:var(--font-body);color:var(--color-navy)}h6{font-size:var(--text-base);font-weight:600;font-family:var(--font-body);color:var(--color-navy)}p{line-height:var(--leading-relaxed);color:var(--color-text)}.container{width:100%;max-width:var(--container-max);margin-left:auto;margin-right:auto;padding-left:var(--space-6);padding-right:var(--space-6)}.container--narrow{max-width:var(--container-narrow)}.section{padding-top:var(--space-20);padding-bottom:var(--space-20)}.section--sm{padding-top:var(--space-12);padding-bottom:var(--space-12)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:var(--space-2);padding:var(--space-3) var(--space-6);border-radius:var(--radius-full);font-size:var(--text-base);font-weight:600;line-height:1;letter-spacing:var(--tracking-wide);transition:all var(--transition-fast);white-space:nowrap;cursor:pointer;border:2px solid transparent;text-decoration:none}.btn--primary{background-color:var(--color-teal);color:var(--color-white);border-color:var(--color-teal)}.btn--primary:hover{background-color:var(--color-teal-dark);border-color:var(--color-teal-dark);transform:translateY(-1px);box-shadow:var(--shadow-teal)}.btn--primary:active{transform:translateY(0)}.btn--secondary{background-color:transparent;color:var(--color-navy);border-color:var(--color-navy)}.btn--secondary:hover{background-color:var(--color-navy);color:var(--color-white);transform:translateY(-1px)}.btn--ghost{background-color:transparent;color:var(--color-teal);border-color:transparent;padding-left:var(--space-2);padding-right:var(--space-2)}.btn--ghost:hover{color:var(--color-teal-dark)}.btn--navy{background-color:var(--color-navy);color:var(--color-white);border-color:var(--color-navy)}.btn--navy:hover{background-color:var(--color-navy-dark);border-color:var(--color-navy-dark);transform:translateY(-1px);box-shadow:var(--shadow-md)}.btn--white{background-color:var(--color-white);color:var(--color-navy);border-color:var(--color-white)}.btn--white:hover{background-color:var(--color-teal-light);transform:translateY(-1px)}.btn--lg{padding:var(--space-4) var(--space-8);font-size:var(--text-lg)}.btn--sm{padding:var(--space-2) var(--space-4);font-size:var(--text-sm)}.form-group{display:flex;flex-direction:column;gap:var(--space-2)}.form-label{font-size:var(--text-sm);font-weight:600;color:var(--color-navy);letter-spacing:var(--tracking-wide)}.form-input,.form-select,.form-textarea{width:100%;padding:var(--space-3) var(--space-4);border:1.5px solid var(--color-border);border-radius:var(--radius-md);font-size:var(--text-base);color:var(--color-text);background-color:var(--color-white);transition:border-color var(--transition-fast),box-shadow var(--transition-fast);-moz-appearance:none;appearance:none;-webkit-appearance:none}.form-input:focus,.form-select:focus,.form-textarea:focus{outline:none;border-color:var(--color-teal);box-shadow:0 0 0 3px #00c2a826}.form-select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%235A6173' stroke-width='2'%3E%3Cpolyline points='6 9 12 15 18 9'%3E%3C/polyline%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right var(--space-3) center;padding-right:var(--space-10);cursor:pointer}.form-helper{font-size:var(--text-xs);color:var(--color-text-muted);line-height:var(--leading-relaxed)}.form-hint{font-size:var(--text-xs);color:var(--color-text-muted)}.form-range{width:100%;height:6px;-moz-appearance:none;appearance:none;-webkit-appearance:none;background:var(--color-border);border-radius:var(--radius-full);outline:none;cursor:pointer}.form-range::-webkit-slider-thumb{-webkit-appearance:none;width:20px;height:20px;background:var(--color-teal);border-radius:50%;cursor:pointer;box-shadow:var(--shadow-sm);transition:transform var(--transition-fast)}.form-range::-webkit-slider-thumb:hover{transform:scale(1.15)}.form-range::-moz-range-thumb{width:20px;height:20px;background:var(--color-teal);border-radius:50%;cursor:pointer;border:none}.card{background:var(--color-white);border-radius:var(--radius-xl);box-shadow:var(--shadow-md);padding:var(--space-8)}.card--hover{transition:transform var(--transition-normal),box-shadow var(--transition-normal)}.card--hover:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}.tag{display:inline-flex;align-items:center;padding:var(--space-1) var(--space-3);border-radius:var(--radius-full);font-size:var(--text-xs);font-weight:600;letter-spacing:var(--tracking-wider);text-transform:uppercase}.tag--teal{background:var(--color-teal-light);color:var(--color-teal-dark)}.tag--navy{background:#0f2b5b14;color:var(--color-navy)}.tag--green{background:#10b9811a;color:#059669}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border-width:0}:focus-visible{outline:2px solid var(--color-teal);outline-offset:2px}@media(max-width:767px){.container{padding-left:var(--space-4);padding-right:var(--space-4)}.section{padding-top:var(--space-12);padding-bottom:var(--space-12)}.hide-mobile{display:none!important}}@media(min-width:768px){.hide-desktop{display:none!important}}.page-loader{width:40px;height:40px;border:3px solid var(--color-teal-light);border-top-color:var(--color-teal);border-radius:50%;animation:spin .7s linear infinite}@keyframes spin{to{transform:rotate(360deg)}}.text-center{text-align:center}.text-left{text-align:left}.text-right{text-align:right}.text-teal{color:var(--color-teal)}.text-navy{color:var(--color-navy)}.text-muted{color:var(--color-text-muted)}.text-white{color:var(--color-white)}.font-heading{font-family:var(--font-heading)}.font-bold{font-weight:700}.font-semibold{font-weight:600}.flex{display:flex}.flex-center{display:flex;align-items:center;justify-content:center}.flex-between{display:flex;align-items:center;justify-content:space-between}.flex-col{display:flex;flex-direction:column}.gap-2{gap:var(--space-2)}.gap-4{gap:var(--space-4)}.gap-6{gap:var(--space-6)}.gap-8{gap:var(--space-8)}.w-full{width:100%}.mt-4{margin-top:var(--space-4)}.mt-8{margin-top:var(--space-8)}.mb-4{margin-bottom:var(--space-4)}.mb-8{margin-bottom:var(--space-8)}.site-header{position:sticky;top:0;z-index:100;background-color:var(--color-white);border-bottom:1px solid transparent;transition:border-color var(--transition-fast),box-shadow var(--transition-fast);height:var(--header-height);display:flex;align-items:center}.site-header--scrolled{border-bottom-color:var(--color-border);box-shadow:0 2px 16px #0f2b5b14}.site-header__inner{display:flex;align-items:center;justify-content:space-between;gap:var(--space-8);height:100%}.logo-placeholder{display:flex;align-items:center;flex-shrink:0;width:160px;height:40px;text-decoration:none}.logo-placeholder svg{width:160px;height:40px}.site-header__nav{flex:1;display:flex;justify-content:center}.site-header__nav-list{display:flex;align-items:center;gap:var(--space-1)}.nav-item{position:relative}.nav-link{display:inline-flex;align-items:center;gap:var(--space-1);padding:var(--space-2) var(--space-3);border-radius:var(--radius-md);font-size:var(--text-sm);font-weight:600;color:var(--color-text);text-decoration:none;transition:color var(--transition-fast),background-color var(--transition-fast);letter-spacing:var(--tracking-wide);white-space:nowrap}.nav-link:hover{color:var(--color-navy);background-color:var(--color-bg)}.nav-link--active{color:var(--color-teal-dark)}.nav-link--btn{border:none;background:none;cursor:pointer;font-family:var(--font-body)}.nav-chevron{transition:transform var(--transition-fast);margin-top:1px}.nav-chevron--open{transform:rotate(180deg)}.nav-dropdown{position:absolute;top:calc(100% + var(--space-2));left:50%;transform:translate(-50%);min-width:280px;background:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-xl);box-shadow:var(--shadow-xl);padding:var(--space-2);z-index:200;animation:dropdownAppear .15s ease forwards}@keyframes dropdownAppear{0%{opacity:0;transform:translate(-50%) translateY(-8px)}to{opacity:1;transform:translate(-50%) translateY(0)}}.nav-dropdown__item{display:flex;align-items:center;gap:var(--space-3);padding:var(--space-2) var(--space-4);border-radius:var(--radius-md);font-size:var(--text-sm);font-weight:500;color:var(--color-text);text-decoration:none;transition:background-color var(--transition-fast),color var(--transition-fast)}.nav-dropdown__item:hover{background-color:var(--color-teal-light);color:var(--color-navy)}.nav-dropdown__icon{font-size:var(--text-base);line-height:1;flex-shrink:0}.site-header__cta{flex-shrink:0;padding:var(--space-2) var(--space-5);font-size:var(--text-sm)}.hamburger{display:flex;flex-direction:column;justify-content:center;align-items:center;gap:5px;width:40px;height:40px;padding:var(--space-2);border-radius:var(--radius-md);cursor:pointer;background:none;border:none;flex-shrink:0}.hamburger__bar{display:block;width:22px;height:2px;background-color:var(--color-navy);border-radius:2px;transition:transform var(--transition-normal),opacity var(--transition-fast);transform-origin:center}.hamburger--open .hamburger__bar:nth-child(1){transform:translateY(7px) rotate(45deg)}.hamburger--open .hamburger__bar:nth-child(2){opacity:0;transform:scaleX(0)}.hamburger--open .hamburger__bar:nth-child(3){transform:translateY(-7px) rotate(-45deg)}.mobile-nav-overlay{position:fixed;top:0;right:0;bottom:0;left:0;top:var(--header-height);background:#081c3d80;z-index:90;-webkit-backdrop-filter:blur(2px);backdrop-filter:blur(2px);animation:fadeIn .2s ease}@keyframes fadeIn{0%{opacity:0}to{opacity:1}}.mobile-nav{position:fixed;top:var(--header-height);left:0;right:0;background:var(--color-white);border-bottom:1px solid var(--color-border);z-index:95;max-height:calc(100vh - var(--header-height));overflow-y:auto;padding:var(--space-4) var(--space-4) var(--space-6);transform:translateY(-100%);visibility:hidden;transition:transform var(--transition-normal),visibility var(--transition-normal);box-shadow:var(--shadow-xl)}.mobile-nav--open{transform:translateY(0);visibility:visible}.mobile-nav__section{padding:var(--space-2) 0}.mobile-nav__section-title{font-size:var(--text-xs);font-weight:700;letter-spacing:var(--tracking-wider);text-transform:uppercase;color:var(--color-text-muted);padding:var(--space-2) var(--space-3);margin-bottom:var(--space-1)}.mobile-nav__link{display:flex;align-items:center;gap:var(--space-3);padding:var(--space-3) var(--space-3);border-radius:var(--radius-md);font-size:var(--text-base);font-weight:500;color:var(--color-text);text-decoration:none;transition:background-color var(--transition-fast)}.mobile-nav__link:hover{background-color:var(--color-teal-light);color:var(--color-navy)}.mobile-nav__divider{height:1px;background:var(--color-border);margin:var(--space-2) 0}.mobile-nav__cta{padding:var(--space-4) 0 var(--space-2)}.site-footer{background-color:var(--color-navy-dark);color:#ffffffbf;padding-top:var(--space-16);padding-bottom:0}.site-footer__grid{display:grid;grid-template-columns:2fr 1fr 1fr 1.5fr;gap:var(--space-10);padding-bottom:var(--space-12);border-bottom:1px solid rgba(255,255,255,.1)}@media(max-width:1024px){.site-footer__grid{grid-template-columns:1fr 1fr;gap:var(--space-8)}.site-footer__brand{grid-column:1 / -1}}@media(max-width:600px){.site-footer__grid{grid-template-columns:1fr;gap:var(--space-8)}}.site-footer__brand{display:flex;flex-direction:column;gap:var(--space-4)}.site-footer__logo{display:inline-block;width:140px;height:36px;text-decoration:none}.site-footer__tagline{font-family:var(--font-heading);font-size:var(--text-lg);font-weight:600;color:var(--color-white);line-height:var(--leading-snug)}.site-footer__disclaimer{font-size:var(--text-sm);line-height:var(--leading-relaxed);color:#ffffff80;max-width:380px}.site-footer__col{display:flex;flex-direction:column;gap:var(--space-4)}.site-footer__col-title{font-family:var(--font-body);font-size:var(--text-xs);font-weight:700;letter-spacing:var(--tracking-wider);text-transform:uppercase;color:#fff6}.site-footer__links{display:flex;flex-direction:column;gap:var(--space-2)}.site-footer__link{font-size:var(--text-sm);color:#ffffffb3;text-decoration:none;transition:color var(--transition-fast);line-height:var(--leading-normal)}.site-footer__link:hover{color:var(--color-teal)}.site-footer__trust-list{display:flex;flex-direction:column;gap:var(--space-3)}.site-footer__trust-item{display:flex;align-items:center;gap:var(--space-2);font-size:var(--text-sm);font-weight:600;color:#ffffffd9}.site-footer__trust-icon{color:var(--color-teal);font-size:var(--text-base);flex-shrink:0}.site-footer__trust-note{font-size:var(--text-xs);color:#ffffff59;line-height:var(--leading-relaxed);margin-top:var(--space-2)}.site-footer__bottom{display:flex;align-items:center;justify-content:space-between;gap:var(--space-4);padding:var(--space-5) 0;flex-wrap:wrap}.site-footer__copyright{font-size:var(--text-xs);color:#ffffff59}.site-footer__bottom-links{display:flex;align-items:center;gap:var(--space-3);font-size:var(--text-xs);color:#ffffff59}.site-footer__bottom-link{color:#ffffff80;text-decoration:none;transition:color var(--transition-fast)}.site-footer__bottom-link:hover{color:var(--color-teal)}@media(max-width:480px){.site-footer__bottom{flex-direction:column;align-items:center;text-align:center}}